Three Important Types 

There are the three major types of coverage to consider. Most travel insurance products offer all three or two of the three:

Trip cancellation/interruption. 

These coverage's protect you financially in the event you have to cancel or interrupt your trip for medical or other reasons. For example, say you purchase a $5,000 cruise but can't take it because of personal illness--or illness in the family. Depending on when you cancel, a significant portion of the $5,000 may be non-refundable. This type of insurance will reimburse you. Obviously this protection is unnecessary for business travel. HTH's Trip Protector offers this type of coverage (as well as evacuation and supplemental health/accident).

Health/accident insurance.

Sometimes referred to as international health insurance, these policies pay for doctor and hospital bills, and sometimes dental care and medications. These plans can be written for short trips (1 day - 6 months) and will supplement Medicare or a managed care plan. HTH's TravelGap plans are an example of this type of coverage. International health insurance can also be purchased as primary insurance for someone relocating to another country for an extended period of time (6 months or longer). HTH's Global Citizen and Global Citizen EXP are examples of this type of coverage. These plans are comprehensive and include added features such as preventative services, acupuncture, chiropractic, maternity benefits and more. 

Medical Evacuation. 

This is key. Evacuations can be expensive (as much as $50,000 or more from a remote location). In addition to the coverage, you'll want assistance arranging an evacuation--(see above). All of HTH's products offer coverage for medical evacuation. 

One form of travel insurance commonly sold at airports is "flight accident insurance", which generally pays a lump dollar amount in the event of death from a plane crash, an extremely rare event. If you're looking at insurance in an airport, make sure it also includes one or more of the three important coverages listed above your paragraph here.



Travel Health Insurance

Travel medical & accident protection, offering pre-existing condition coverage, evacuation insurance: plans up to $1,000,000 in medical benefits are available.

If you're planning to travel for 6 months or less, this is the plan for you.

 Trip Cancellation Protection
 Single Trip Health Insurance
 Long Term International Medical 
 International Student Health 
 ...... and More

We offer a wide selection of travel health insurance plans that include coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation.

Travel the world with confidence knowing that you have convenient access to our community of trusted English-speaking physicians in more than 180 countries.

Call now : 281-491-4000